For Key Facts Statement for Debt Consolidation Loan, please click here.
Suffering from debt clearance delay syndrome? Get help from an expert.
We provide dedicated one-on-one follow up service with professional analysis and customised loan plans that best suit your needs. Enjoy more flexibility by either applying through your mobile or in person. Clear your debts in one go, anytime, anywhere.
Apply through DBS Card+ app to receive push notification* when a preliminary approved loan plan is available - keep yourself updated on the application status!
Apply successfully and enjoy up toHK$23,800 coupons^.
DBS has launched a Personal Loan referral programme. For every successful referral, the referrer will be eligible for a HK$700 reward. For details, please click here.
^Terms and conditions apply. For details, please click here.
(The terms and conditions relating to this promotion campaign is available for download at our website from now until 1 month after the end of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request for a physical copy within the above-mentioned timeframe.)
For terms and conditions of preceding month’s promotion, please click here.
* Push notification of DBS Card+ app must be enabled. If the applicant deletes the DBS Card+ app or changes the mobile device after submitting the application, he/she will not be able to receive the push notification.
Apply via Website
ExistingDBS Card+ App User
Apply via Phone
Call Personal Loans Hotline at (852) 2290 8118
The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.
Monthly flat interest rate as low as 0.11%(Annualised Percentage Rate2 as low as 6.38%)2
Consolidate your debts with loan amount up to 21x your monthly salaryor HK$2,000,000(whichever is lower)
Enjoy up to 84 monthsflexible repayment period
Easily clear your credit card debtsCash out available for other needs
Please submit photocopies of required documents to facilitate our processing of your application. Documents submitted, together with the application form, will not be returned.
Documents Required & Upload Here
Applicants must be a Hong Kong Permanent Resident aged 21 or above with a minimum annual income of HK$100,000
* Assuming the minimum payment amount is 1% of the HK$200,000 credit card outstanding balance at an interest rate of 31.1% p.a. (APR is 34.58%). The monthly repayment amount is the average of the first three months repayment.# Assuming the repayment period is 48 months and the monthly flat rate is 0.4% (APR is 10.42%, including Loan Set Up Fee of 2%).
Use the Repayment Schedule Calculator to calculate your repayment amount.
A Real Case of a DBS Customer – Dr. Cheung
Know more about our clients’ stories
If a customer decides to early pay off the loan, customer should assess whether the Early Settlement Administrative Fee outweighs the interest saved. To facilitate the assessment, customer can refer to “Personal Loans FAQ” on the Bank’s website for illustration. For details of such administrative fee, please refer to the Personal Instalment Loan Terms and Conditions.
Reminders about Responsible Borrowing
Personal Information Collection (PIC)DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws. We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
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